Wednesday, December 5, 2007

Health Insurance Companies

Health Insurance Companies

The most commonly recognized health insurance companies in Pennsylvania are:

Company

Health Plan

Aetna

Aetna Advantage

Coventry

Health America / Health Assurance

United HealthCare

Golden Rule, American Medical Security

Celtic

Celtic Basic, Celtic Care II, HSA

World

World

Capital Blue Cross


Highmark Blue Cross / Blue Shield

PPO Blue, Keystone Blue, Preffered Blue Blue, Complete Care, Direct Blue

Independence Blue Cross / Blue Shield

Keystone HMO, Personal Choice

Northeastern Blue Cross


How do they rate?

According to citizens and agents of Pennsylvania Blue Cross / Blue Shield insurance is the benchmark for health care plans in Pennsylvania

Coventry insurance is a company out of Allegheny County (a county in Pennsylvania) which has taken the state by storm. They are now moving towards the east side of the state to allow all residents to take advantage of their great health insurance plans and health insurance premiums.

United Healthcare insurance has allowed consumers to take advantage of two different types of health insurance. American Medical Security a Pacificcare company owned by United Healthcare offers comprehensive major medical and has the largest network in the country. Golden Rule allows consumers to get cheap health insurance while still maintaining major medical coverage. United Healthcare has covered both ends of the spectrum low cost health insurance and extremely comprehensive coverage.

Aetna gets larger everyday. Aetna offers, PPO plans, HMO plans, H.S.A. plans, and indemnity plans. All this can be found in one little health insurance brochure. However, clients are finding that the premiums keep on rising. One great thing about Aetna insurance they are very lenient in offering coverage they take on risks that other companies won’t.

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